:root{
  --ink:#0B1220; --muted:#5B667A; --surface:#FFFFFF; --surface-2:#F6F8FB;
  --card:#FFFFFF; --border:#E5EAF1; --brand:#0B6FE6; --brand-ink:#FFFFFF;
  --brand-300:#99C2FF; --accent:#0EA5A6; --focus:#1C64F2;
  --radius:12px; --shadow:0 8px 24px rgba(2,6,23,.06); --maxw:1080px;
  font-size:16px;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;color:var(--ink);background:var(--surface);
  font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Inter,Arial,system-ui,sans-serif;line-height:1.6}
img{max-width:100%;height:auto}
a{color:inherit}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:8px}
a,button,[role=button],input[type=checkbox],input[type=radio]{min-width:24px;min-height:24px}
.container{max-width:var(--maxw);margin:0 auto;padding:2rem}
.container.narrow{max-width:800px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
@media (max-width:900px){.grid-2,.grid-3{grid-template-columns:1fr}}
.site-header{position:sticky;top:0;background:#ffffffed;backdrop-filter:saturate(180%) blur(8px);border-bottom:1px solid var(--border);z-index:999}
.header-inner{display:flex;gap:1rem;align-items:center;justify-content:space-between}
.menu{display:flex;gap:.25rem;list-style:none;margin:0;padding:0}
.menu a{display:block;padding:.6rem .9rem;border-radius:8px;text-decoration:none;color:var(--ink)}
.menu .btn{padding:.6rem .9rem}
.nav-toggle{display:none}
@media (max-width:800px){
  .nav-toggle{display:block}
  .menu{position:absolute;left:0;right:0;top:64px;background:#fff;flex-direction:column;padding:1rem;border-bottom:1px solid var(--border);display:none}
  .menu.open{display:flex}
}
.logo img{display:block}
.hero{background:linear-gradient(180deg,var(--surface-2),transparent)}
.hero-inner{padding:3rem 0}
h1{font-size:clamp(2rem,4vw,3rem);line-height:1.2;margin:0 0 1rem}
h2{font-size:clamp(1.5rem,2.5vw,2rem)}
.lead{font-size:1.125rem;color:var(--muted)}
.btn{display:inline-block;border:1px solid var(--border);padding:.65rem 1rem;border-radius:10px;text-decoration:none;color:var(--ink);background:#fff;box-shadow:var(--shadow)}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--brand);color:var(--brand-ink);border-color:transparent}
.btn-secondary{background:#EEF4FF;border-color:#E0EAFF}
.btn-ghost{background:transparent;border-color:var(--border)}
.btn-lg{padding:.9rem 1.2rem;font-weight:600}
.card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:1rem;box-shadow:var(--shadow)}
.text-link{color:var(--brand);text-decoration:none}
.text-link:hover{text-decoration:underline}
.accent{color:var(--brand)}
.hero-trust{display:flex;flex-wrap:wrap;gap:.75rem;color:var(--muted);padding:0;margin:1rem 0;list-style:disc;list-style-position:inside}
.services .service{border:1px solid var(--border);border-radius:var(--radius);padding:1rem}
.cta-band{background:#0b1224;color:#fff}
.cta-inner{display:flex;gap:1rem;align-items:center;justify-content:space-between;flex-wrap:wrap}
.checklist{list-style:none;padding:0}
.checklist li{padding-left:1.75rem;position:relative;margin:.5rem 0}
.checklist li:before{content:"✓";position:absolute;left:.25rem;top:0;color:var(--accent)}
.form .field{margin-bottom:1rem}
.form label{display:block;font-weight:600;margin-bottom:.25rem}
.form input,.form textarea,.form select{width:100%;padding:.75rem;border:1px solid var(--border);border-radius:10px;background:var(--surface)}
.form .hp{display:none !important}
.small{font-size:.9rem;color:var(--muted)}
.site-footer{background:#0b1224;color:#cbd5e1}
.site-footer a{color:#e2e8f0}
.site-footer h3{color:#fff}
.skip-link{position:absolute;left:-1000px;top:auto;width:1px;height:1px;overflow:hidden;z-index:-999}
.skip-link:focus{left:1rem;top:1rem;width:auto;height:auto;background:#fff;border:2px solid var(--focus);padding:.5rem 1rem;z-index:9999}
.breadcrumb{font-size:.95rem;color:var(--muted)}
.chart text.small{font-size:.8rem;fill:var(--muted)}
.chart .bar{fill:var(--brand-300)}
.steps{counter-reset:step;list-style:none;padding:0}
.steps li{margin:1rem 0;padding-left:2.5rem;position:relative}
.steps li::before{counter-increment:step;content:counter(step);position:absolute;left:0;top:0.15rem;width:1.8rem;height:1.8rem;border-radius:999px;background:#EEF4FF;color:#0B2F6B;display:grid;place-items:center;font-weight:700}
.header-inner .btn-primary{white-space:nowrap}
.notice{border:1px solid var(--border);background:var(--surface-2);padding:1rem;border-radius:10px;margin:1rem 0}
details.faq > summary{cursor:pointer;font-weight:600}
details.faq[open]{border-left:3px solid var(--brand);padding-left:.75rem;margin:.5rem 0}
@media (prefers-reduced-motion: reduce){*{transition:none !important;animation:none !important}}